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Social Security 2023 COLA Increase Kicks In

While you probably already found your notice in the mail, you may be curious about the COLA increase happening for Social Security recipients in the New Year. Starting in January, beneficiaries will see an 8.7% increase to help offset...

SECURE Act 2.0: An Overview

In the final days of 2022, Congress passed a new set of retirement rules designed to facilitate contribution to retirement plans and access to those funds earmarked for retirement.The law is called SECURE 2.0, and it is a follow-up to...

The Pros and Cons of a NUA Strategy

Employer-issued stocks can be one attractive benefit an employer can offer. But while it has its benefits, it's natural to wonder what happens if you leave that job.That's where net unrealized appreciation (NUA) strategies can...

What’s The Fed’s Master Plan?

Wall Street is always searching for a hero to embrace or a villain to blame. And right now, Fed Chair Jerome Powell is the villain.After the September Fed meeting, Powell said interest rates may be heading higher for longer than...

What Can You Buy With 529 Distributions?

Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And they're not just for college anymore - added to the tuition eligibility are K-12, private and religious...

Recession or Growth Scare? Your Guide

I’m hearing a lot of mixed messages these days about the economy. Some headlines say we’re already in a recession; some say one is looming. Others hint that we’ll avoid a recession and have a soft landing. It makes...

Life Doesn't Stand Still

September is Life Insurance Awareness Month. If you haven’t reviewed your insurance profile in a while, you may be surprised that what made sense in the past no longer fits your life.Here are some ways to quickly evaluate your...

Traditional vs. Roth IRA

Traditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 36.6 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 27.3 million...

1% Moves in S&P 500

If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...

Important Details on Student Loan Relief

The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points to know.Pell vs....

Three Ways the Inflation Act Could Impact You

Have you heard? The Inflation Reduction Act was signed into law on Tuesday, August 16. While the $430 billion package includes many provisions, I thought I’d highlight three key areas where you may benefit the most.Tax credits...

School's Back. Who is Paying for It?

Schools across the nation are getting back to business. For students, it’s a return to education after vacations, summer jobs, and other activities.For parents, grandparents, and guardians, “back to school” often...

These Months are More Volatile Than Others

We’re entering a tricky time of year: September and October have a reputation for bringing an extra measure of market volatility.Some of the stock market’s most challenging events have hit in September and October, and...

CalSavers Deadline is 1 Month Away!

Hi, everybody, it's Jason Stone with the Secura Minute. Today is just a quick reminder that we are just about in California, 30 days away from the CalSavers requirement. So if you have five part-time employees, five full-time...

Optimism for 2022

Hello, everybody, it's Jason Stone with the Secura Minute, and today I wanted to celebrate the 100th Trading day of 2022. It's been an incredible year to say the least with the stock market really taking it on the chin. One of the...

Secura Can Help You Sell Your Car!

Don't Make a Mistake with your Inherited IRA

What is Going on with the Market?

401K Options to Meet CalSavers Requirement

June 30, 2022, is the date by which nearly every employer in the state will need to either register with the CalSavers program or have their own qualified retirement plan in place to be exempt from participation. Learn more.