Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Mutual Funds vs. ETFs Exchange-traded funds have some things in common with mutual funds, but there are differences, too. The Cycle of Investing Understanding the cycle of investing may help you avoid easy pitfalls. Jane Bond: Scaling the Ladder Agent Jane Bond is on the case, uncovering the mystery of bond laddering.